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Contact us today for more information - (404) 250-0409 or Alan@AndrewRealtyGroup.com

 

Closing the Sale

Escrow
To finalize the sale of the home a neutral, third party (the escrow holder, a.k.a. escrow agent) is engaged to assure the transaction will close properly and on time. The escrow holder insures that all terms and conditions of the seller's and buyer's agreement are met prior to the sale being finalized, including receiving funds and documents, completing required forms, and obtaining the release documents for any loans or liens that have been paid off with the transaction, assuring you clear title to your property before the purchase price is fully paid.

The documentation the escrow holder may be collecting includes:

    Loan documents Tax statements Fire and other insurance policies Title insurance policies Terms of sale and any seller-assisted financing Requests for payment for various services to be paid out of escrow funds

Upon completion of all instructions of the escrow, closing can take place. All outstanding payments and fees are collected and paid at this time (covering expenses such as title insurance, inspections, real estate commissions). Title to the property is then transferred to the seller and appropriate title insurance is issued as outlined in the escrow instructions.

At the close of escrow, payment of funds shall be made in an acceptable form to the escrow. As your real estate agent, we'll inform you of the acceptable form.

The Escrow Holder Will: The Escrow Holder Won't:
    Prepare escrow instructions Request title search Comply with lender's requirements as specified in the escrow agreement Receive funds from the buyer Prorate insurance, tax, interest and other payments according to instructions Record deeds and other documents as instructed Request title insurance policy Close escrow when all instructions of seller and buyer have been met Disburse funds and finalize instructions
    Give advice - the escrow holder must maintain neutral, third-party status Offer opinions about tax implications

Mortgage Escrow Account

A Mortgage Escrow Account is established to pay on-going expenses while there is a loan on the house. These expenses include property taxes, home insurance, mortgage insurance, and other escrow items. Generally, the Escrow Account is partially funded at closing and the home buyer makes on-going contributions through their monthly mortgage payment.


Metro Atlanta Communities and Suburbs

Search for Available Homes

Acworth Alpharetta Ansley Park Ashford Park   Atlanta
Berkeley Lake Brookhaven     Buckhead   Candler Park Chamblee
Chastain Park Cumming Decatur Doraville Druid Hills
Duluth Dunwoody          Emory Grant Park  Inman Park
Intown Atlanta         Kennesaw Kirkwood Lake Lanier Little Five Points 
Lilburn Marietta Midtown Morningside    Norcross    
Piedmont Park Roswell Sandy Springs    Smyrna Sugar Hill   
Suwanee Tucker Vinings Virginia Highlands    

Homes for Sale in Specific Counties

East Cobb  Cobb County     Fulton County     Forsyth County       Dekalb County    
Gwinnett County    Hall County

 

               

             

We specialize in full-service real estate for the Metro Atlanta Area:  the cities/counties we specialize in are:
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Andrew Realty Group RE/MAX Greater Atlanta Achievers 5163 Roswell Road Atlanta, GA 30342
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