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Writing the Offer - Financial Considerations

It is standard practice to make a purchase offer contingent upon obtaining a mortgage. Because of this contingency, the seller will want the details of your financing plan included in the offer.

Down Payment
In the purchase offer, will include the down payment amount you will apply toward the purchase. This will give the seller further evidence of your qualifications to secure a mortgage.

Interest Rate
Within the purchase offer, will provide a safeguard against any dramatic change in interest rates between when the offer is made and when the loan is closed. The offer will not only be contingent upon qualifying for a mortgage, it will also be contingent upon an interest rate within a certain range.

Shopping for Interest Rates >

Seller Assistance
If the house you select is at the top-end of your budget range, may want to include a request for seller assistance to pay a portion of the closing costs traditionally paid by the buyer or to help "buy-down" your interest rate. Other seller assistance may include having the seller "carry back" a second mortgage to cover your down payment or even 100% seller financing.

With any of these seller assistance options, you can expect to pay a higher purchase price than if you had handled the financing through a traditional mortgage lender.

 

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Metro Atlanta Communities and Suburbs

Search for Available Homes

Acworth Alpharetta Ansley Park Ashford Park   Atlanta
Berkeley Lake Brookhaven     Buckhead   Candler Park Chamblee
Chastain Park Cumming Decatur Doraville Druid Hills
Duluth Dunwoody          Emory Grant Park  Inman Park
Intown Atlanta         Kennesaw Kirkwood Lake Lanier Little Five Points 
Lilburn Marietta Midtown Morningside    Norcross    
Piedmont Park Roswell Sandy Springs    Smyrna Sugar Hill   
Suwanee Tucker Vinings Virginia Highlands    

Homes for Sale in Specific Counties

East Cobb  Cobb County     Fulton County     Forsyth County       Dekalb County    
Gwinnett County    Hall County

 

               

             We specialize in full-service real estate for the Metro Atlanta Area:  the cities/counties we specialize in are:
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